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🔒 Sign in with your email and password from any device to access your tracker.
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You were signed out. Enter your security PIN to continue.
A short PIN, set up on this device, used to: get back in after you're auto signed-out without retyping your password, confirm a plain password sign-in as an extra step, reveal anything hidden by "🙈 Hide data," and confirm deleting a logged entry. It doesn't replace your account password as what actually secures your account — think of it as an extra, device-level check, not a cryptographic second factor.
Use this device's Face ID, Touch ID, Windows Hello or fingerprint reader anywhere the security PIN is asked — getting back in after you're auto signed-out, confirming a password sign-in, revealing hidden data, or deleting an entry — set up separately on each device, since it's tied to this device's own hardware.
Enter your PIN to continue.
You're already signed in on 6 devices — AnchorTrakk's limit. Choose one below to sign out and continue on this device, or cancel to leave things as they are.
If a quick-unlock PIN or biometric unlock is set up on this device, it'll be cleared afterward (each holds an encrypted copy of your OLD password) — set it up again with your new one if you'd like.
A verification link goes to the new address first — your account keeps using the old one for sign-in and password resets until you click it.
Money set aside each month toward a future gift. Contributions run for N months leading up to the target month — the goal disappears from the list once its target month arrives, because that's when it's actually bought.
Top up whenever you like, any amount. Each deposit locks away for 3 months from the month you add it — untouchable until then — and is subtracted from your spendable cumulative balance below the whole time it's saved.
Set this month's top-up for each app and tick it once it's actually gone in. Balances roll forward automatically — whatever an app holds at the end of a month is its opening balance the next month. Ticked top-ups count toward the 🌻 savings goal above, alongside the free-form ledger below.
Each category's budget below applies to the billing period you're currently viewing only — switch months to set a different budget for that month.
You've reached Level 100 — the top of the ladder. Prestige resets your level to 1 in exchange for a permanent 👑 crown shown next to your level everywhere in the app. Every badge, streak and achievement you've already earned stays exactly as it is — only the level number resets, so you can climb it again.
Each checked-off item is worth 10 XP; each achievement below is worth 50 XP once earned. Some (like "Budget Boss") reflect your current status and can lock again later — the XP they've already paid out stays banked either way.
Stocks, mutual funds, shares, commercial papers, treasury bills, crypto — anything you hold units of. Log a price for "today" whenever you check it, and your gain/(loss) updates off the most recent price you've logged, not a live feed.
Anything not already tracked elsewhere — property, a vehicle — valued by you, not auto-updated. Stocks, funds and other unit-priced holdings belong on the Investments tab instead, where gains are tracked.
A look at what's changed recently — newest first.
Personalizes your greeting and lets AnchorTrakk send you a birthday shoutout. None of this is required.
Paste a Spotify playlist link to embed a player on your Overview page while you track. Without Spotify Premium (and being logged into Spotify in this browser), it only plays 30-second previews — that's a Spotify limitation, not AnchorTrakk's.
Choose which cards show in the bar at the top of every page. Turning one off just hides it — nothing is deleted, and it's back the moment you check it again.
Choose which tabs show in the nav bar — e.g. turn off Investments if you don't use it. Turning one off just hides it — nothing is deleted, and it's back the moment you check it again. Use the ▲▼ arrows to put them in whatever order you like. Overview always leads and What's New always trails, and neither can be reordered; XP stays fixed as the tab right before What's New too, but every other tab is free to move around it.
Choose how much XP each level takes to reach. This only changes leveling speed — how you earn XP and which achievements you can unlock stay exactly the same either way.
One rate per foreign currency, shared everywhere it's used — Income, Debts, Gifts and Savings accounts all convert through this same table, so the same currency never disagrees with itself between tabs.
The address both password-reset options below actually deliver to. If you signed up with a plain username instead of a real email, there's nothing real on file yet — add one here first, or neither option can reach you.
Every device that's signed in, up to 6 at a time. Forgetting a device signs it out the next time it's opened — there's no live push for this, so it can take a moment rather than being instant. Signing in on a 7th device asks you to pick one of these to sign out first.
The last 30 account security events — sign-ins and devices added or removed.
Download a statement from your own OPay, Moniepoint or Kuda app (Excel/.xlsx works best — .csv also works) and import it here. Nothing is sent anywhere — it's read right in your browser. Each transaction becomes a normal expense or income entry, exactly as if you'd typed it in yourself.
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